Europe's minimum-income benefits do not raise single people above poverty lines
Only Denmark and Luxembourg have minimum income benefits above the poverty line, and only for couples or families with children.
“Here the thing is to adapt. A person gets used to living with very little,” says Ana Hernández. She lives alone in La Palma, Spain, in what was once the laundry room of her parents’ house and which she has been renovating with her own hands. She says that, for some time now, she has been living on about 700 euros a month. Part of it comes from the Spain’s national minimum-income benefit (Ingreso Mínimo Vital, IMV, in Spanish) and the rest from the Canary Islands version of the benefit (Renta Canaria de Ciudadanía, RAI). Since the COVID-19 pandemic, she has strung together stretches working as a cleaner with others during which she has hit “zero euros,” she says, and has resorted to the IMV.
If Ana lived in France, she would have been able to access a similar benefit: the Revenu de solidarité active (RSA). The same thing would have happened to her in Ireland, but with the Supplementary Welfare Allowance (SWA) or, in Belgium, with the Revenu d’Intégration.
While the names, amounts and requirements differ, most European countries have some type of means-tested minimum-income benefit, such as the IMV. States seek to provide an income floor to allow people to escape instability and the daily stress of not knowing if they will be able to afford bread, electricity or water. “What is intended is a minimum income system that allows the person to live a dignified life,” says Helder Ferreira, head of European Affairs and Alliances at EAPN-ES, a European network of social organizations that work on poverty and social exclusion.
Although the background is the same, each country has built its income benefit in its own way: the amounts differ, as does who can receive them and under what conditions. For example: in Spain you must be at least 23 years old to apply for the IMV and in France you must be 25 years old to obtain the RSA, while in most countries you can apply from age 18. The required residency for eligibility also varies: Spain requires one year of residence, Italy and France require five and Denmark requires nine years of residence to qualify for the income benefit.
What most of them have in common is that they are not a fixed amount per person but instead are calculated per household. As a general rule, amounts are set according to cohabitation unit: a person living alone, like Ana, will not receive the same as a couple or a family with two more mouths to feed. How they do calculate benefits for each type of household distinguishes European countries from each other.
Minimum-income benefits in Europe
In order to compare systems that use different rules, we calculated benefits for three different types of households: a single person, a couple without children, and a couple with two children. The amounts come from MISSOC and applied on 1 January 2026. We used Eurostat data to compare benefits to a poverty line of 60% of a country’s median income. You can find the details of the calculations and sources in our methodology.
For a person who lives alone, the maximum benefit is barely over 200 euros per month in Portugal or Greece. In Germany it exceeds 500 euros and in France it is around 600 euros, while in Spain it reaches 733.6 euros. In Belgium, the Netherlands or Luxembourg, the aid is well over 1,000 euros. If there are two adults and two children in the household, the range is even wider: the amounts can reach up to 4,000 euros per month, although in most countries it is close to 1,000 euros.
In reality, the figures themselves say little on their own: 50 euros in Cyprus goes further than its equivalent in kroner in Denmark. To understand the real spending power of each benefit, we must compare it to income levels and the cost of living in each country. Almost every country shares this paradox: income benefits do not reach the EU-defined poverty line. That is, the benefits do not provide enough income on their own to put beneficiaries above the income level each country uses to define being at risk of poverty. In fact, in Estonia, Latvia, and Croatia, the benefit for a single person does not even reach the more severe cases of households that earn less than 40% of a country’s median income.
“Although widespread stability has been observed in virtually all Member States in recent years, financial support is not sufficient to lift people out of poverty,” reads a European Commission (EC) 2025 document on minimum incomes. In its recommendations, the EC encourages countries to match the benefit with the poverty line or with “the monetary value of necessary goods and services, including adequate food, housing, health care and essential services, in accordance with national definitions”. Caritas Europa, advocates for income benefits that “reach at least 75% of the national poverty line for all types of households.”
“It is impossible for the poverty rate to drop much,” due to Spain’s income benefit says sociologist José Antonio Noguera. But the benefit does have an effect. If the threshold is 900 euros, he explains, a person receiving 600 euros in the form a national income benefit will continue to count as poor even if an additional benefit raises their income to 899 euros. The difference is that before they were 300 euros short of reaching the threshold and now they are only one euro short. The intensity of poverty, he says, “has been reduced a lot as a result of the IMV, and also other regional benefits.”
In 2024, the latest data provided by Spain’s Independent Authority for Fiscal Responsibility (AIReF), which is in charge of evaluating the IMV, show that the benefit reduced the intensity of poverty by 30.3%, while it only succeeded in raising people above the poverty line in a much smaller 9.5% of cases.
For minimum income benefits to work, it is important that those who qualify actually obtain the benefits. The issue is not only that the IMV helps relatively few people to cross the statistical poverty line, but that a large number of qualifying households are not obtaining the benefit. In its report, AIReF wrote that the IMV is at “approximately at 50% of its capacity,” which means that it could reach almost twice the population it now does.
Even if it reached all households that are entitled to receive it, the IMV would not be able to cover all their needs on its own. This also happens in other countries. Experts say it is important to use multiple policies, without putting all the burden on income benefits. Ferreira says minimum incomes function as “a starting point” that must be coordinated with other specific benefits and support in areas such as housing, health, education and justice. Noguera says, “you cannot fight poverty with a policy alone.”
Improve something necessary
In 2023, with Giorgia Meloni at the helm of the government, Italy reformed its minimum income system: the Reddito di Cittadinanza (RdC) was replaced by the Assegno di Inclusione (AdI) and the Supporto per la Formazione e il Lavoro (SFL). The reform significantly reduced the number of families eligible for income benefits. The AdI was reserved for households with at least one child, a person with a disability or a member over 60 years of age. People of working age who do not meet these requirements can access the SFL, an aid of 500 euros per month that can be received for a maximum of 12 months. Caritas Italia noted in a report that the reform reduced the number of beneficiary households, which went from 1.4 million between April 2021 and January 2022 to about 650,000 in 2024, with a slight increase in 2025. The organization criticizes that the new system “significantly reduces the number of beneficiaries, excludes a significant part of families in situations of extreme poverty and assumes lower average amounts for many households, with the exception of those with members with disabilities.”
With the aim of avoiding these steps backwards in the fight against poverty, European civil society organisations have been calling for years for minimum income programmes that can be extrapolated to all the countries of the European Union. María Segurado, a practising lawyer and member of the legal guidance and advocacy team of Cáritas Española, proposes seeking “a minimum income promoted by the EU.” In the same vein, EAPN Europe has been calling for a directive for years that establishes common criteria for all Member States. In 2023, the European Union already made a series of recommendations, pointing out aspects that countries should improve, but it did not oblige them to do so. “The recommendation points a finger at what is necessary,” Ferreira says, but its scope practically ends there. For this reason, EAPN calls for progress towards a stronger directive and allows “a further step to be taken to focus on the fact that these systems are necessary and have to continue to improve and expand.”
Ideally, Ferreira suggests, no one would need minimum income benefits, with the rest of the social protection system sufficing. But, as long as this is not the case, he insists that these benefits fulfil a necessary function, and not just for the lifelong poor. “Most of us are just not aware that we can suddenly be in this situation, too,” he says.
Methodology
This article was produced with the help of ChatEurope and its partners Openpolis (Italy), VoxEurope (Belgium) and EUrologus (Hungary).
For this investigation we have built our own database with the income benefits of all European Union (EU) countries. Our main source is MISSOC (Mutual Information System on Social Protection), the European Commission’s information system that compiles and compares social protection systems. We have used its 1 July 2026 update, which corresponds to the amounts that were in force on 1 January 2026.
We have also checked the amounts with official sources where available. Where the amount published by the relevant country did not match the MISSOC amount, we have used the country’s figure as of January 2026. The exceptions and particularities of each system are detailed individually in the methodological notes for each country.
In order to compare systems that use different rules, we have calculated how much a household could receive in three situations: a person living alone, a couple without children and a couple with two children. In the latter case, we have set the ages of the children at 4 and 8 years, since in some countries the amount depends on age.
When the system does not establish a specific amount for a couple and the benefit is calculated individually, we have doubled the amount corresponding to a single person.
In all cases, the figures collected correspond to the maximum amounts that each type of household can receive and are expressed in euros per month. In countries whose official currency is not the euro, we have used the conversion provided by MISSOC, which applies the exchange rate when it updates its data.
Poverty thresholds are from Eurostat, the statistical office of the European Union (EU). The poverty threshold is 60% of the median income of each country, expressed in euros and for three types of households: an individual, a couple, and a family with children under 14 years of age. In addition, we have set the severe poverty line at 40% of national median income as EAPN and Cáritas do. Eurostat offers these amounts in annual terms, and in euros, so we divided by 12 to obtain their monthly equivalent.
The visualisation has been developed using Svelte.js and D3.js. You can access the public repository here.
In accordance with our code of ethics on Artificial Intelligence (AI), we have used Claude Code as a code assistant to help us with programming tasks. We have also used it as a support tool to translate the official websites consulted and to locate some of the national sources used to cross-check the data.
Methodology by country:
- Austria: the amounts come from MISSOC and correspond to Styria. We use the amount applicable in Styria in January 2026. Please note that on 29 January 2026, Styria amended the reference amount from €1,229.89 to €1,168.40, with the new amount applying from February 2026. Therefore, the €1,229.89 figure used here corresponds specifically to January 2026 and not to the amount applicable from February onwards.
- Belgium: the amounts come from MISSOC. For the couple, we have calculated the amount for a couple as two cohabiting adults: €893.65 × 2 = €1,787.30 per month. In regards to the family unit, MISSOC reports the amount for a “person living with a dependent family”, so it is unclear whether this refers to the whole household or one beneficiary within the household. The amount has been checked on the official national page.
- Bulgaria: the amounts come from MISSOC and have been checked on the official national site. Regarding the family unit, the age of the children does not affect the base amount, as children up to 18 years of age, or until they complete secondary education (up to age 20), are assigned 100% of the support base. The amount may be reduced if children do not attend school regularly, miss mandatory vaccinations/check-ups, or do not meet the applicable registration or education requirements.
- Croatia: the amounts come from MISSOC. For an unemployed working-age single person is €170 per month (100% of the €170 calculation basis); for two working-age able-bodied adults is €238 per month (70% of the €170 calculation basis per adult); and a household composed of two parents and two minor children is entitled to approximately €561 per month, regardless of the children’s age. We also confirmed it on the official national site.
- Cyprus: the amounts come from MISSOC and refer to 2025 data. Neither MISSOC nor the official Cypriot website provides an updated amount for 2026.
- Czechia: the amounts come from MISSOC. The maximum amount for a single person is CZK 4,860 (€200) per month. For an unemployed person capable of working, the amount may be reduced to the Subsistence minimum (CZK 3,130; €129) after six months. For a family, we have calculated the amount provided directly by MISSOC and its example for a couple with two children aged 8 and 4 is €579 per month. The conversion to euros is provided directly by MISSOC. It has been checked against the official national website.
- Denmark: according to MISSOC. A single unemployed person aged 35 without dependants receives DKK 13,060 (€1,748) per month, including the highest rate for persons aged 30 or over and the supplement for single adults without children. For two adults receiving the basic amount for persons aged 30 or over without children: DKK 26,120 (€3,496). MISSOC does not report this household amount explicitly. A couple not working with two children aged 8 and 4 receives DKK 31,938 (€4,258) per month. Both adults receive the highest rate for persons aged 30 or over, as well as the child supplement and the leisure supplement. The conversion to euros is provided directly by MISSOC. It has been checked against the official national website.
- Estonia: according to MISSOC. The final benefit also depends on eligible housing costs. It has been checked against the official national website.
- Finland: the amounts come from MISSOC. Other eligible expenses, such as housing and medical costs, may increase the final benefit. It has been checked in against the official national website.
- France: France: According to MISSOC. The amounts have been checked against official CAF documentation. A CAF webinar on the RSA calculation process includes the table of standard RSA amounts applicable from 1 April 2025 to 31 March 2026: €646.52 for a single person, €969.78 for a couple and €1,357.70 for a couple with two children. These were therefore the amounts in force on 1 January 2026. The RSA amounts were subsequently updated on 1 April 2026, as shown on the official CAF website. To maintain the same reference date across countries, we use the amounts applicable on 1 January 2026.
- Germany: information according to MISSOC and official German government data. The amount remains unchanged from 2025. As the comparison refers to the situation on 1 January 2026, we use Bürgergeld, which was the scheme in force at that date. From 1 July 2026, the reform of the basic income support for jobseekers began to enter into force and the Bürgergeld cash benefit was renamed Grundsicherungsgeld, without changing the standard benefit amount. Housing and heating costs are covered separately if considered reasonable. Official information on the reform is available on the German government website.
- Greece: data according to MISSOC. The amount is unchanged from 2025 and has also been checked against the official Greek government website.
- Hungary: no reliable amount can be derived from MISSOC and official sources since the minimum income scheme combines different benefit components with different eligibility rules.
- Ireland: According to MISSOC, the weekly Supplementary Welfare Allowance (SWA) rate for a single person is €252. Converted to a monthly amount using the standard conversion this equals €1,092 per month. The rate for people aged 18–24 is lower. For a couple, according to the official Citizens Information website, the weekly rate is €252 for the claimant plus €168.60 for an adult dependent, so €420.60 per week. Converted to a monthly amount using the standard conversion this equals €1,822.60 per month. For a family of four, according to MISSOC and the official Citizens Information website, the weekly Supplementary Welfare Allowance rate is €536.60. The monthly amount (€2,325.27) was calculated using the standard conversion. Additional payments (e.g. Back to School Clothing and Footwear Allowance, Exceptional Needs Payments or Christmas Bonus) may also apply.
- Italy: Following the 2023 reform, Italy has two different minimum income benefits, SFL and ADI, with different eligibility rules. The scheme is reported as Assegno d’Inclusione (ADI) to ensure consistency with the comparative for couples and families as long as they meet the eligibility criteria (e.g. disability or age 60+). For a single person, the methodological decision is to use the SFL (Support for training and work) scheme, as it appears to be the closest match to the reference case specified by MISSOC (a 35-year-old unemployed single person with no dependants). SFL is conditional on actual participation in training or other activation measures and is therefore not an unconditional guaranteed minimum income. The €500 monthly amount represents the maximum payment available when these conditions are met; in the absence of participation, the person would receive no SFL payment.
- The Netherlands: According to MISSOC, the standard monthly social assistance amount in 2026 is €1,401.50 for a single person and €2,002 for a couple, with or without children. Family benefits are paid separately and are not included. These amounts are also confirmed by the official Dutch Government website as of 1 January 2026.
- Sweden According to MISSOC, the minimum income level in Sweden in 2026 is SEK 5,220 (€522) per month for a single person and SEK 16,010 (€1,601) for a couple with two children. For a couple without children, the official Swedish Government reports SEK 8,510 (€771.57) per month. The euro equivalents are reported directly by MISSOC.
- Spain: According to MISSOC and the official Spanish Social Security website. The Child Support Supplement, named CAPI, is paid separately and it is not included.
- Slovenia: According to MISSOC, the minimum income level on January 2026 was €494.04 for a single person, €775.72 for a couple and €1,358.75 for a couple with two children. These amounts were subsequently increased from 1 March 2026.
- Slovakia: MISSOC provides the amounts, but we have excluded them from the comparison because the methodology does not clearly explain how all components are calculated, particularly the Protecting Allowance and Housing Allowance.
- Romania: We have left the amounts blank because MISSOC and the official national website report different thresholds, and the official website does not specify when the current amount entered into force.
- Portugal: MISSOC is not yet updated with the 2026 amount. We therefore use the official 2026 reference amount, which applies from 1 January 2026, and the equivalence scale reported by MISSOC to calculate the amounts for the different household types: 100% of the reference amount for the applicant, 70% for each additional adult and 50% for each child.
- Poland: we have left the amounts blank because MISSOC reports several forms of social assistance with different eligibility rules and calculations, and it is unclear which benefit should be used for this comparison.
- Malta: According to MISSOC and the official national website, the monthly amount is €624.77 for a single person and €658.41 for a couple. For a couple with two children, MISSOC reports approximately €731, while the official website gives the exact amount of €730.50. As we do not round the figures in our dataset, we use the official amount of €730.50. Government bonuses are not included.
- Luxembourg: We used the REVIS amounts in force from 1 May 2025, which were still applicable on 1 January 2026. The amounts were subsequently increased in June 2026, so the current figures are higher. The additional €90 monthly tax credit per adult is not included.
- Latvia: According to MISSOC and the official national source, the GMI level is €187 per month for a single person, €318 for a couple and €580 for a couple with two children. The benefit is calculated as the difference between the applicable GMI level and the household’s net income. These rates coincide with the 2026 amounts published by the Latvian Ministry of Welfare.
- Lithuania: According to MISSOC, the amount of social assistance varies according to household composition and, for a single person, the duration of receipt. The amounts and individual rates used in our calculations coincide with those published by the Lithuanian Ministry of Social Security and Labour. For a four-person household, MISSOC’s example differs slightly from the amount obtained by adding the individual 2026 rates; therefore, we use the amount calculated from the individual rates published by the official national source.